MyFundedFutures payout rules: Rapid vs Builder vs Pro compared

All three clocks run on the sim funded account; the evaluation pays nothing. Rapid: your first payout becomes available exactly 24 hours after your first trade on the sim funded account, as long as you have built the $2,100 buffer in realized profit and can request at least $500; payouts then run daily. Builder: you may request 48 hours after your first trade, but only once the buffer is fully cleared, you have at least $500 net profit above it, you have traded at least 2 days in the cycle and your best day is no more than 50% of the cycle's profit; MyFundedFutures (MFFU) says a Builder payout is possible in as little as 2 days. Pro: payouts qualify 14 calendar days from the day of your first trade, and the payout policy says you can then request every 14 calendar days, subject to the inactivity rule. On Pro the full $2,100 buffer must be cleared for a normal request; the older Pro article and the payout overview describe a possible early withdrawal before the buffer (see the 60% early-withdrawal section).

What this means for you: Rapid from 24 hours after the first sim funded trade, Builder from 48 hours with 2 trading days, Pro from 14 calendar days — all after the buffer.

Rapid: buffer $2,100 on 50K (intraday and EOD), $3,100 on 100K and $4,600 on 150K, with a $500 minimum withdrawal after the buffer on every Rapid size. Builder: the buffer is always the MLL plus $100. Builder 25K: $1,100 buffer, $250 net profit above it for the first payout and $250 since the last payout afterwards, $250 minimum, $1,000 cap per cycle. Builder 50K: $2,100 ($1,600 with the $1,500 MLL add-on), $500, $500, $2,000 cap. Builder 100K: $3,100, $1,000, $1,000, $3,000 cap. Builder 150K: $4,600, $1,500, $1,500, $4,500 cap. Every Builder size allows 5 sim payouts at 80/20. MFF's own Builder payout examples: 25K builds $2,600 total and requests $1,000 (receives $800 after 80/20); 50K builds $3,600 and requests $1,500 (receives $1,200); 100K builds $6,500 and requests $3,000 (receives $2,400); 150K builds $8,600 and requests $3,500 within the $4,500 cap (receives $2,800). The 25K article's FAQ still gives the 50K example ("on the $2,000 option … at least $2,600 … $2,100 buffer plus $500 net profit above it"), although the 25K table requires $250 above a $1,100 buffer — trust the table; see Where pages differ (i). Pro: buffer $2,100 on 50K, $3,100 on 100K and $4,600 on 150K, a $1,000 minimum on all Pro sizes and a $100,000 maximum per user. On the redesigned Pro plan, profits above the $100,000 cap are forfeited. The older Pro article instead moves excess profit to a live balance up to $5,000 on 50K, $7,500 on 100K or $10,000 on 150K; the payout policy overview only says excess "may be transitioned to Live (up to plan-specific limits)" without those dollar amounts. Accounts on the old Pro products keep every old rule.

What this means for you: On 50K the buffer is $2,100 across Rapid, default Builder and Pro; Builder caps and Pro's $100,000 per-user max set how much you can pull per cycle.

The rule applies in the Builder sim funded stage only; Builder evaluations have no consistency rule. At the time you request, your single largest profit day cannot be more than 50% of your total net profit in the current cycle, and the calculation resets fully after each approved payout. MFF's example: if your net profit since the last payout is $1,000, your best day cannot exceed $500; if it does, you trade more days until the ratio is met, and nothing is breached. MFF's 50K payout example: a trader on the $2,000 MLL option builds $3,600 in total sim profits, the $2,100 buffer is cleared, $1,500 sits above the buffer, the trader requests $1,500 (within the $2,000 cap) and receives $1,200 after the 80/20 split. Each cycle also needs at least 2 trading days, and after 5 sim payouts the account is eligible for live.

What this means for you: Builder only: best day ≤ 50% of the cycle's profit; going over is not a breach — trade more days. Resets after each approved payout.

The Pro payout table says the buffer must be cleared before a payout. The older Pro article's FAQ allows one withdrawal before the full buffer is reached: up to 60% of profits, with a $1,000 minimum, while the remaining 40% stays in the account for continued trading. The payout policy overview repeats only the 60% figure ("withdraw up to 60% of your profits before fully clearing the buffer") without the one-time, $1,000 minimum or remaining-40% wording. MFF's redesigned Pro plan article (lastUpdated 14 October 2026) does not mention the early withdrawal at all. None of those pages say whether the 14-day qualification is waived for it or whether it counts as the first payout, so confirm with MFF support before relying on it. After your first payout the Pro MLL moves to $50,100 on 50K ($100,100 on 100K, $150,100 on 150K) and stays static. Pro payouts are $1,000 minimum and up to $100,000 per user, and the Pro sim funded table lists no consistency rule and no daily loss limit. MFF's Consistent Trading Policy for Pro accounts still asks for uniform position sizes, stops and targets, no maximum-size contracts on every trade and no contract flipping, and says breaches can bring account restrictions, penalties or termination. The 1Day add-on changes only the Pro 50K evaluation (a $4,000 target and no consistency rule, offered for a limited time); the payout policy lists it under the same Pro payout rules.

What this means for you: The 60% early withdrawal appears in the older Pro article and (in shorter form) the overview, not in the redesigned Pro article; after the first payout the 50K MLL sits at $50,100.

Rapid moves to Live automatically after $10,000 net profit in a single trading day, or when the risk team approves consistent payout performance. Rapid Live has its own Reserve Program; see our Rapid 50K intraday vs EOD guide for those live parameters (not repeated from this guide's sources). Builder becomes eligible for a live funded account after the 5th approved sim payout (the 100K and 150K articles name Blue Row Capital as the live partner); the payout policy overview words the trigger as 5 consecutive payouts, reaching the $100k sim cap or risk-team discretion. Builder live: daily payouts typically within minutes, $250 minimum, 80/20, no consistency rule, a $1,000 daily loss limit on 50K live while the 25K, 100K and 150K articles list none, and a 21-day cooldown on all sim trading and new purchases if a live account is breached. Redesigned Pro: an account is reviewed for live after 3 consecutive payouts on the same Pro account, on reaching the $100,000 payout cap (profits above $100,000 are forfeited), on a risk-team invitation at any time, or on reaching $20,000 in profit, which triggers a review only and does not guarantee a transition. Pro live accounts start at a $0 balance with an end-of-day trailing max loss of $2,000 on 50K, $3,000 on 100K and $4,500 on 150K, no daily loss limit, 2, 3 or 4 max contracts, a $250 minimum payout and an 80/20 split. Sim funded profit is not forfeited on the move: MFF holds it as the Reserve, which is paid to you as a Performance Bonus after 20 profitable live trading days plus $10,000 (50K), $20,000 (100K) or $30,000 (150K) in cumulative gross live payouts. If the live account hits its max loss, the Reserve covers the negative balance and the rest goes back to a dormant sim funded account you can only withdraw from: the buffer is paid at 50% if that account was traded fewer than 30 trading days or 80% at 30 or more, profit above the buffer at 80/20, then the account closes and a 21-day cooldown blocks all sim trading and new purchases. Accounts on the old Pro products keep every old rule: a static live drawdown, the old unlock (20 winning days at 4% of the starting balance plus 3 payouts), and their sim funded accounts do not go into the Reserve when moving to live. The Rapid EOD 50K and older Pro FAQs say that once you hold a live account you cannot trade sim and live at the same time; Builder and redesigned Pro articles are silent on that point.

What this means for you: Rapid auto after $10,000 in one day; Builder after the 5th approved sim payout; redesigned Pro after 3 consecutive payouts, the $100,000 cap or an invitation, with sim profit held as a Reserve.

Complete KYC in the MFFU dashboard under Personal Settings, create a Riseworks account to receive payouts (US traders can use Plaid/ACH), then submit the request from the payout dashboard. For your first payout MFF emails agreements to sign via Riseworks, after which the money lands in Riseworks and can be withdrawn by bank transfer or cryptocurrency. MFF's payout policy says most requests are approved instantly and that a manual review can take up to 6 to 12 business hours on weekdays; its first-payout guide gives 6 to 12 business hours excluding holidays for all payouts, so treat 12 business hours as the outer bound. There is no activation fee on any MFF plan. Account limits matter for payouts: Builder 50K, 100K and 150K allow one active sim funded account per user, Builder 25K allows two, Rapid EOD 50K allows three, and holding any 100K or 150K sim funded account caps you at 3 sim funded accounts in total.

What this means for you: KYC in the dashboard, Riseworks to receive, most approvals instant, manual review up to 6 to 12 business hours on weekdays, $0 activation fee.

(a) Pro early withdrawal: the older Pro FAQ states one withdrawal of up to 60% of profits with a $1,000 minimum and 40% remaining in the account; the payout overview mentions only "up to 60% of your profits before fully clearing the buffer"; the redesigned Pro article is silent. (b) Excess over the $100,000 sim cap: redesigned Pro forfeits profits above $100,000; the older Pro article moves excess to a live balance up to $5,000 / $7,500 / $10,000; the overview only says excess "may be transitioned to Live (up to plan-specific limits)" with no dollar amounts. (c) Builder MLL after first payout: the overview ties a reset to $100 to the first payout; the Builder plan articles lock the EOD trailing MLL when it reaches $100 above the starting balance — same $100 floor, different trigger. (d) Builder live trigger wording: overview "5 consecutive payouts" (also $100k sim cap / risk discretion) versus plan articles "after your 5th approved sim payout". (e) Pro live triggers: overview lists 3 consecutive payouts or the $20,000 milestone plus risk fast-track; redesigned Pro adds reaching the $100,000 cap (excess forfeited) and an invitation at any time; older Pro pairs 3 consecutive payouts with excess-to-live. (f) Rapid 90% effective date: overview states "as of January 12th, 2026"; Rapid 50K and Rapid EOD 50K plan articles state 90/10 without that date in the payout block. (g) Pro live model dual docs: redesigned Pro describes Reserve / Performance Bonus / $0 live start / EOD trailing live MLL; the older Pro article still describes static live funding min/max and the 20 winning days at 4% unlock. (h) Daily loss limits: the overview says "No daily loss limits on Builder, Rapid or Pro plans"; Builder evaluation/sim articles list soft-pause limits of $600 (25K), $1,000 (50K), $1,750 (100K) and $2,500 (150K) with no breach, and Builder 50K live lists a $1,000 daily loss limit. (i) Builder article copy errors: the 25K FAQ on first-payout profit correctly says $250 above the buffer, then gives the 50K example ("on the $2,000 option … at least $2,600 … $2,100 buffer plus $500"), although the 25K buffer is $1,100; the 150K step list says "MLL + $100 or $4,500" although its table lists a $4,600 buffer — trust the tables. (j) Builder caps and processing: the overview lists Builder maximums only for 25K ($1,000) and 50K ($2,000); the $3,000 and $4,500 caps appear only in the 100K and 150K articles. Processing: the overview says most requests are approved instantly and a manual review can take up to 6 to 12 business hours on weekdays; the first-payout guide says 6 to 12 business hours excluding holidays for all payouts.

What this means for you: Ten places MFF's own pages disagree or soft-print different rules — especially Pro early withdrawal, excess over $100,000, Builder MLL wording and soft daily loss limits.

These rearrangements power the payout checker and the Edge rows marked ours. They are not MFF published formulas. Receive on a request: Rapid request × 90% (so a $1,500 request → $1,350); Builder and Pro request × 80% (so $1,500 → $1,200, matching MFF's Builder 50K example). Builder consistency total needed if your best day stays fixed = best day ÷ 50%. Going over 50% is not a breach. On Rapid and Pro, "amount above buffer" is an assumption we use to compare against the minimum request — MFF's Rapid and Pro payout tables do not state that you may withdraw the full amount above the buffer (only Builder examples show that). Cushion after a request once the floor has locked (ours) = profit − request − $100. If a Pro buffer is not cleared, the checker shows 60% × profit as the older-article early-withdrawal ceiling (ours) and never marks it eligible without your confirmation with support. Builder max request (ours, first payout) = the smaller of amount above buffer and the per-cycle cap. Constants used in the checker: buffers $1,100 / $2,100 / $1,600 / $3,100 / $4,600; Builder net minimums $250 / $500 / $500 / $1,000 / $1,500; request minimums $500 Rapid / $250–$1,500 Builder by size / $1,000 Pro; Builder caps $1,000 / $2,000 / $2,000 / $3,000 / $4,500; splits 0.9 / 0.8; consistency 0.5; 2 trading days; 5 sim payouts; early-withdraw 0.6 and $1,000; floor $100; Pro static MLL after first payout $50,100 / $100,100 / $150,100; clocks 24 hours / 48 hours / 14 calendar days. Rapid and Builder sim funded accounts start at a $0 balance, so their $100 floor and Pro 50K's $50,100 both sit $100 above the start; that is why one cushion formula serves Rapid and Pro.

What this means for you: Receive = request × 90% (Rapid) or × 80% (Builder/Pro); consistency total needed = best day ÷ 50%; amount above buffer is an assumption on Rapid and Pro.

• Payout Policy Overview, Best and Fastest Prop-Firm Payouts
• Guide to Your First Payout: Quick and Easy Process
• Rapid Plan 50k - A Comprehensive Look
• Rapid EOD 50k – A Comprehensive Look
• Builder Plan 25k - A Comprehensive Look
• Builder Plan 50k - A Comprehensive Guide
• Builder Plan 100k - Comprehensive Guide
• Builder Plan 150k - Comprehensive Guide
• Comprehensive Look into Redesigned Pro Plan
• Pro Plan Sim-Funded and Live Account Highlights
• Pro Plan - 1Day Addon
• Consistency for Sim-Funded Pro Accounts at MFFU
• Consistency Rule at My FundedFutures
• Does MyFundedFutures Charge Activation Fees?
• Moving from Evaluation to Sim-Funded Account

Last checked 2026-10-16.