MyFundedFutures vs Topstep: 50K futures evaluation rules compared (Rapid vs Trading Combine)

The headline numbers match on the 50K evaluation: a $3,000 profit target, a $2,000 maximum loss and 5 contracts or 50 micros on both plans. The mechanics do not. MyFundedFutures Rapid 50K lists a $2,000 Maximum Loss Limit (EOD) on the evaluation, no Daily Loss Limit, a 50% evaluation-only consistency rule and 2 minimum trading days, with a one-time payment model for purchases on or after 25 August 2026 and $0 activation. Topstep's 50K Trading Combine uses a $2,000 trailing Maximum Loss Limit monitored in real time, an optional $1,000 Daily Loss Limit, best day at or below 55% of total profit, as few as 2 days and a monthly subscription at $49 or $95. After you pass, Rapid Sim Funded pays daily 90/10 once a $2,100 buffer is built and trails its $2,000 max loss intraday until it locks at $100, while Topstep's Express Funded Account pays 90/10 inside per-request caps after Standard or Consistency day gates. Sibling product: Rapid EOD 50K keeps the same $3,000 target, $2,000 Maximum Loss Limit (EOD) and no Daily Loss Limit, but allows only 3 mini / 30 micro, uses a 30% evaluation consistency rule, needs 4 minimum trading days, trails end-of-day once Sim Funded, lists a 7 Days inactivity rule in its own table and caps funded accounts at Three (3).

What this means for you: The headline dollars match; the choice is about drawdown wording, fee model, and what happens after you pass.

MyFundedFutures Rapid 50K lists a $2,000 Maximum Loss Limit (EOD) on the evaluation, labelled end-of-day in the parameter table. The Rapid article does not say how that evaluation limit trails, where it stops or whether an intraday touch breaches it. MyFundedFutures' Intraday Drawdown Explained article describes intraday trailing at the funded stage, but its worked example opens with at the start of your evaluation or funded account, so the firm's pages do not settle how the evaluation limit is monitored. We print the label as MyFundedFutures prints it and do not infer. Once you are on Rapid Sim Funded the $2,000 max loss trails intraday from the equity high-water mark, including open P&L, and locks at $100; the Sim Funded balance starts at $0. Topstep's 50K Trading Combine has a $2,000 trailing Maximum Loss Limit that cannot be adjusted. It rises as your end-of-day balance grows, never moves down and locks permanently once it reaches your starting balance; Topstep's example starts at $50,000 with an MLL of $48,000, trails to $48,500 after a $500 day and stays there after a $500 loss. It is monitored in real time on realized and unrealized P&L, so an open trade that touches the limit is liquidated by market order even if slippage leaves the final balance above it. In the Combine a breach liquidates you for the rest of the day and makes the account ineligible for funding until you Reset. In the Express Funded Account the balance starts at $0, so the MLL starts at -$2,000 and locks at $0 once the balance reaches $2,000.

What this means for you: On Topstep an open loss that touches the floor gets you liquidated and the account cannot be funded until you Reset. MFF's Rapid page does not say whether an intraday touch breaches.

MyFundedFutures Rapid 50K lists Daily Loss Limit as None on the evaluation; its Sim Funded parameters list no Daily Loss Limit at all, and the payout policy overview says there are no daily loss limits on Rapid plans, so the $2,000 Maximum Loss Limit is the only dollar loss limit those articles describe. Topstep's 50K Trading Combine has no Daily Loss Limit unless you add it at checkout: $1,000 fixed, no later changes, and it carries into your XFA when you pass. When net P&L hits it during the trading day, open positions are flattened, pending orders are cancelled and no new trades are allowed until 6 PM ET, when the next session opens. Topstep calls this a forced break, not a rule violation, and the account stays eligible for funding. Topstep also lets you set an adjustable Personal Daily Loss Limit in Risk Settings after purchase; the checkout Daily Loss Limit is the one that cannot be changed.

What this means for you: On MFF one bad day can use the whole $2,000; Topstep's optional limit caps a day at $1,000.

MyFundedFutures applies its consistency rule in the evaluation only on Rapid: no single day's profit should exceed 50% of your total evaluation profits. MyFundedFutures' own example on a 50K with a $3,000 target caps one day at $1,500 (total profit target divided by 2). Exceeding it does not fail the account; you trade more days until the ratio is met. There is no consistency rule for Rapid Sim Funded payouts. Topstep's Trading Combine requires your single best day to be at or below 55% of total profit, with a recommended best day of less than $1,650 on 50K. Exceeding 55% does not fail the account; the Profit Target rises to Best Day divided by 0.55, and Topstep's example is a $1,800 best day that makes the target $3,273. Topstep also says you cannot pass in one day but can pass in as few as 2 days, with no time limit.

What this means for you: To finish right on $3,000, MFF's example caps one day at $1,500; Topstep recommends less than $1,650.

Both 50K evaluations allow 5 mini contracts or 50 micros. MyFundedFutures says exceeding a total of 5 minis or its equivalent in micros (50 micros) can result in a breach. Topstep counts micros and minis at a 10:1 ratio. On price the models differ more than the figures. Effective 25 August 2026, MyFundedFutures moved new evaluation purchases to a one-time payment model with no renewal cycle; the Rapid 50K help article itself lists no dollar fee, so confirm at checkout, and legacy subscribers keep their existing monthly billing. Activation is $0 on all MyFundedFutures plans. Resets remain available and restore the initial balance; the resets and renewals article gives no dollar reset fee. Under the one-time model, if a trader does not place a trade for 7 consecutive calendar days the account could be closed, including Sim Funded accounts. Topstep's 50K Combine is a monthly subscription at $49/month on the Standard path or $95/month on the No Activation Fee path, rebilling every 30 days with no time limit to pass. A Reset costs the same as a month, $49 or $95 by path. The Standard path adds a $149 one-time activation fee per XFA when you pass; the No Activation Fee path charges $0.

What this means for you: Confirm MFF's one-time price and reset fee at checkout; the help articles list neither dollar figure.

MyFundedFutures: passing puts you on a Rapid Sim Funded account that starts at a $0 balance. The $2,000 max loss trails intraday from the equity high-water mark, including open P&L, and locks at $100. No T1 news trading is allowed on Sim Funded. You must build $2,100 in realized profit before any payout; the first payout becomes available exactly 24 hours after your first Sim Funded trade, then daily every 24 hours, with a $500 minimum and a 90/10 split (90% to you as of 12 January 2026). The Rapid 50K article lists no per-request cap. A Rapid account moves to Live automatically after $10,000 net profit in a single trading day, or when the risk team approves consistent payouts; up to $5,000 of sim funded profit goes into a Reserve, and the Live 50K account has a $2,000 end-of-day max loss that stops at $0, drops to 3 mini / 30 micro and keeps daily 90/10 payouts with no buffer. Topstep: the XFA pays 90/10, you keep 90%, and you choose Standard or Consistency at activation. Standard needs 5 winning days of $150+; Consistency needs 3 trading days with at least 1 trade and largest day at or below 40% of total net profit. Each request is 50% of balance up to $2,000 Standard or $3,000 Consistency, doubled to $4,000 or $6,000 with a Daily Loss Limit added at Combine checkout (limited time; the article gives no year or end date). Minimum payout is $125. The XFA balance starts at $0, so the MLL starts at -$2,000 and locks at $0 once the balance reaches $2,000; after the first payout the MLL is set to $0 permanently.

What this means for you: Both keep 90%. MFF needs a $2,100 buffer then daily payouts; Topstep uses day gates and per-request caps.

MyFundedFutures' Rapid 50K help article lists no dollar evaluation price and the resets and renewals article lists no dollar reset fee, so this guide lists neither; confirm at checkout. The Rapid 50K article is dated 24 August 2026, one day before the one-time payment switch, and does not mention that model; the one-time model and the 7-day inactivity rule come from the resets and inactivity articles and apply to purchases on or after 25 August 2026. MyFundedFutures' consistency rule text says total evaluation profits, while its worked example divides the profit target by 2. Topstep's parameters page says your best day should stay below 55% of your Profit Target, its consistency page says at or below 55% and divides by total profit, and its recommendations say less than $1,650. Topstep's doubled payout cap article gives no year and no end date. Only the Rapid EOD 50K article states there is no cap on how much you can request per payout; the Rapid 50K article is silent, so we do not generalize. Topstep publishes its times in Central Time; we converted them to Eastern Time, one hour later. Where a firm does not state something, ask its support rather than assume.

What this means for you: Where a firm is silent, ask its support before you buy.

• MyFundedFutures: Rapid Plan 50K, A Comprehensive Look
• MyFundedFutures: Rapid EOD 50K, A Comprehensive Look
• MyFundedFutures: Consistency Rule
• MyFundedFutures: Intraday Drawdown Explained
• MyFundedFutures: Payout Policy Overview
• MyFundedFutures: Understanding Rapid Live
• MyFundedFutures: Does MyFundedFutures Charge Activation Fees
• MyFundedFutures: Account Resets vs Renewals
• MyFundedFutures: Inactivity Rule, One-Time Payment Model
• Topstep: Trading Combine Parameters
• Topstep: What Is the Maximum Loss Limit
• Topstep: Consistency at Topstep
• Topstep: Daily Loss Limit in the Trading Combine and Express Funded Account
• Topstep: Trading Combine Subscriptions
• Topstep: Pricing and Payment Questions
• Topstep: Express Funded Account Activation
• Topstep: Express Funded Account Parameters
• Topstep: Payout Policy
• Topstep: When and What Products Can I Trade

Last checked 2026-10-15.