Head-to-head · 50K futures
Topstep vs Lucid: 50K rules compared
Checked (Topstep) and (Lucid), each on the firm's own pages.
How do Topstep and Lucid 50K rules compare in 2026?
Of the 12 50K rules we compare, Topstep and Lucid share 4 and differ on 7: billing, 50K evaluation price, cost to get funded (before codes), activation fee, daily loss limit, fewest days to pass, first payout. Topstep is cheaper to get funded at 50K: $95 (first month) vs $172 at Lucid (list prices before codes). Max loss is $2,000 at Topstep and $2,000 at Lucid, both end of day. Topstep has a $1,000 daily loss limit (optional) and Lucid has a $1,200 daily loss limit (optional); Topstep has a 55% consistency rule and Lucid has no consistency rule on the evaluation.
Topstep vs Lucid side by side
| 50K rule | Topstep | Lucid |
|---|---|---|
| Billing | monthly | one-time |
| 50K evaluation price | $49/mo (Standard path)Monthly price (Combine): $49/month (Standard path) or $95/month (No Activation Fee path) | $172 one-timeEvaluation price (50K LucidPro, homepage One Time Fee list): $172 |
| Cost to get funded (before codes) | $95 ($95/mo plan, no activation fee · $198 on the $49 plan) | $172 ($172 · no fee when you pass) |
| Activation fee | $149 or $0Activation fee (XFA funded account): $149 one-time activation fee per XFA on the Standard path; $0 on the No Activation Fee path | NoneActivation fee (upgrade to funded): No activation fees to upgrade to funded account |
| Profit target | $3,000Profit target (Combine): $3,000 | $3,000Profit target (LucidPro Evaluation): $3,000 |
| Max loss | $2,000Maximum Loss Limit (Combine and XFA): $2,000 trailing (locks at starting balance) | $2,000Max Loss Limit (EOD) (LucidPro Evaluation): $2,000 |
| Drawdown type | End of dayMaximum Loss Limit trailing (Combine and XFA): Rises as your end-of-day balance grows, never moves down, and locks permanently once it reaches your starting balance; monitored in real time on realized and unrealized P&L | End of dayMax Loss Limit (EOD) (LucidPro Evaluation): $2,000 |
| Daily loss limit | $1,000 (optional)Daily loss limit (Combine and XFA): Optional; $1,000 fixed if added at checkout; not a rule violation | $1,200 (optional)Daily Loss Limit (LucidPro Evaluation): $1,200 with Daily Loss Limit On; None with Daily Loss Limit Off |
| Consistency rule | 55%Consistency Target (Combine): Best day at or below 55% of total profit; recommended less than $1,650 | None on the evaluationConsistency (LucidPro Evaluation): No consistency rule on the Evaluation; 40% on funded |
| Fewest days to pass | 2 days (as few as 2 days)Minimum days (Combine): Can pass in as few as 2 days | 1 day (may pass in 1 day)Minimum trading days (LucidPro Evaluation): pass the evaluation in one trading day |
| First payout | 5 winning daysFirst payout eligibility (XFA Standard / XFA Consistency): 5 winning days of $150+; 3 trading days with at least 1 trade and largest day at or below 40% of total net profit | any day once rules met · 40% rule → 3 equal daysPayout timing (LucidPro funded): There is no fixed payout window, you may request a payout any day after meeting all eligibility criteria |
| Profit split | 90%Profit split (XFA funded account): 90/10, you keep 90% | 90%Profit split (LucidPro funded): 90% to the trader and 10% to Lucid Trading |
| Plan compared | 50K Trading Combine + XFAChecked 2026-10-15 · help.topstep.com | 50K LucidPro Evaluation + fundedChecked 2026-10-15 · support.lucidtrading.com |
| Platforms | TopstepX | NinjaTrader, Tradovate, TradingView, Quantower, Tradesea, MotiveWave, Sierra Chart, Jigsaw, Bookmap, ATAS, R|Trader Pro, MultiCharts |
Topstep vs Lucid: common questions
Which is cheaper to get funded at 50K, Topstep or Lucid?
Topstep is cheaper to get funded at 50K: $95 (first month) vs $172 at Lucid (list prices before codes). Evaluation price: $49/mo (Standard path) at Topstep, $172 one-time at Lucid; activation fee: $149 or $0 vs None.
Does Topstep or Lucid have a daily loss limit at 50K?
Topstep has a $1,000 daily loss limit (optional); Lucid has a $1,200 daily loss limit (optional) (checked 2026-10-15 and 2026-10-15).
Which has the bigger max loss at 50K, Topstep or Lucid?
Both allow $2,000. Drawdown type: end of day at Topstep, end of day at Lucid.
Do Topstep and Lucid have a consistency rule?
Topstep has a 55% consistency rule; Lucid has no consistency rule on the evaluation.
How soon can you get a first payout at Topstep vs Lucid?
Topstep: 5 winning days. Lucid: any day once rules met · 40% rule → 3 equal days. Profit split: 90% vs 90%.
Open the interactive Topstep vs Lucid card →
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