Head-to-head · 50K futures
Topstep vs Top One: 50K rules compared
Checked (Topstep) and (Top One), each on the firm's own pages.
How do Topstep and Top One 50K rules compare in 2026?
Of the 12 50K rules we compare, Topstep and Top One share 5 and differ on 7: 50K evaluation price, cost to get funded (before codes), activation fee, daily loss limit, consistency rule, fewest days to pass, first payout. Topstep is cheaper to get funded at 50K: $95 (first month) vs $218 (first month) at Top One (list prices before codes). Max loss is $2,000 at Topstep and $2,000 at Top One, both end of day. Topstep has a $1,000 daily loss limit (optional) and Top One has a $1,000 daily loss limit; Topstep has a 55% consistency rule and Top One has a 40% consistency rule.
Topstep vs Top One side by side
| 50K rule | Topstep | Top One |
|---|---|---|
| Billing | monthly | monthly |
| 50K evaluation price | $49/mo (Standard path)Monthly price (Combine): $49/month (Standard path) or $95/month (No Activation Fee path) | $218/moEvaluation price (50K Elite Daily, homepage list price before code 30M): $218 per month |
| Cost to get funded (before codes) | $95 ($95/mo plan, no activation fee · $198 on the $49 plan) | $218 ($218/mo · no fee when you pass) |
| Activation fee | $149 or $0Activation fee (XFA funded account): $149 one-time activation fee per XFA on the Standard path; $0 on the No Activation Fee path | NoneActivation fee (Elite Daily): None |
| Profit target | $3,000Profit target (Combine): $3,000 | $3,000Profit target (50K Elite Daily Evaluation): $3,000 |
| Max loss | $2,000Maximum Loss Limit (Combine and XFA): $2,000 trailing (locks at starting balance) | $2,000Trailing Max Drawdown, End of Day (50K evaluation; breach if a day closes at or below the level): $2,000 |
| Drawdown type | End of dayMaximum Loss Limit trailing (Combine and XFA): Rises as your end-of-day balance grows, never moves down, and locks permanently once it reaches your starting balance; monitored in real time on realized and unrealized P&L | End of dayTrailing Max Drawdown, End of Day (50K evaluation; breach if a day closes at or below the level): $2,000 |
| Daily loss limit | $1,000 (optional)Daily loss limit (Combine and XFA): Optional; $1,000 fixed if added at checkout; not a rule violation | $1,000Daily Loss Limit (50K, evaluation and funded; previous day's closing balance, floating losses and commissions count): $1,000 |
| Consistency rule | 55%Consistency Target (Combine): Best day at or below 55% of total profit; recommended less than $1,650 | 40%Consistency Rule (50K Elite Daily): 40% on the evaluation; none on the funded account |
| Fewest days to pass | 2 days (as few as 2 days)Minimum days (Combine): Can pass in as few as 2 days | 3 days (no firm minimum; 40% rule → 3 equal days)Minimum trading days (50K Elite Daily Evaluation): no minimum day requirement |
| First payout | 5 winning daysFirst payout eligibility (XFA Standard / XFA Consistency): 5 winning days of $150+; 3 trading days with at least 1 trade and largest day at or below 40% of total net profit | every 24 hoursPayouts (50K Elite Daily Funded): every 24 hours; $500 minimum, $1,000 maximum per request, $2,500 buffer; 50% Daily Progression Rule from the second payout |
| Profit split | 90%Profit split (XFA funded account): 90/10, you keep 90% | 90%Profit split (Elite Daily Funded): 90/10 |
| Plan compared | 50K Trading Combine + XFAChecked 2026-10-15 · help.topstep.com | 50K Elite Daily Evaluation + Elite Daily FundedChecked 2026-10-16 · help.toponefutures.com |
| Platforms | TopstepX | Tradovate, NinjaTrader, BlackArrow, WealthCharts |
Topstep vs Top One: common questions
Which is cheaper to get funded at 50K, Topstep or Top One?
Topstep is cheaper to get funded at 50K: $95 (first month) vs $218 (first month) at Top One (list prices before codes). Evaluation price: $49/mo (Standard path) at Topstep, $218/mo at Top One; activation fee: $149 or $0 vs None.
Does Topstep or Top One have a daily loss limit at 50K?
Topstep has a $1,000 daily loss limit (optional); Top One has a $1,000 daily loss limit (checked 2026-10-15 and 2026-10-16).
Which has the bigger max loss at 50K, Topstep or Top One?
Both allow $2,000. Drawdown type: end of day at Topstep, end of day at Top One.
Do Topstep and Top One have a consistency rule?
Topstep has a 55% consistency rule; Top One has a 40% consistency rule.
How soon can you get a first payout at Topstep vs Top One?
Topstep: 5 winning days. Top One: every 24 hours. Profit split: 90% vs 90%.
Open the interactive Topstep vs Top One card →
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