In short (50K Trading Combine + XFA): $3,000 target, $2,000 trailing Maximum Loss Limit, best day at or below 55% of total profit, 5 contracts or 50 micros, $49 or $95 a month; the XFA pays 90/10 with a $125 minimum and a $2,000 or $3,000 per-request cap. Copied from Topstep's official pages, checked (how we verify).
Key rules (50K Trading Combine + XFA)
Copied from Topstep's official pages, checked . One plan shown; other sizes and plans differ.
Rises as your end-of-day balance grows, never moves down, and locks permanently once it reaches your starting balance; monitored in real time on realized and unrealized P&L guide · help.topstep.com
Daily loss limit (Combine and XFA)
Optional; $1,000 fixed if added at checkout; not a rule violation guide · help.topstep.com
Consistency Target (Combine)
Best day at or below 55% of total profit; recommended less than $1,650 guide · help.topstep.com
First payout eligibility (XFA Standard / XFA Consistency)
5 winning days of $150+; 3 trading days with at least 1 trade and largest day at or below 40% of total net profit guide · help.topstep.com
Payout cap per request (XFA funded account)
50% of balance up to $2,000 Standard or $3,000 Consistency; doubled to $4,000 or $6,000 with a DLL added at Combine checkout (limited time) guide · help.topstep.com
no new mini positions on equity index and metals from 5 minutes before to 5 minutes after the release; micros capped at 3 on a 50K Trading Combine guide · help.topstep.com
Bots and automated trading (TopstepX API)
custom bots are allowed through the TopstepX / ProjectX API, with no high-frequency trading; Live Funded Accounts cannot trade through the API guide · help.topstep.com
Copy trading (TopstepX Trade Copier)
allowed with the built-in TopstepX Trade Copier on Trading Combine and Express Funded Accounts; Live Funded Accounts cannot use the Trade Copier; the Lead account must have the lowest Maximum Position Size guide · help.topstep.com
Releases on Topstep's Tier 1 News Events list (no new mini positions, capped micros in the window)
Read more
Same restrictions in the window: no new mini positions on equity index and metals, micros capped by account size (3 on a 50K Trading Combine); the PPI window is the same 10 minutes as CPI and NFP (8:25 to 8:35 AM ET); energies, rates and FX unaffected.
Firm changed its page Oct 19, 2026 · Still in place at our last check, Oct 19, 2026 · firm source ↗